Show simple item record

dc.contributor.advisorSadalia, Isfenti
dc.contributor.authorAriesta, Dhanas Chandra Dwi
dc.date.accessioned2019-03-22T02:38:53Z
dc.date.available2019-03-22T02:38:53Z
dc.date.issued2018
dc.identifier.otherNurhusnah Siregar
dc.identifier.urihttp://repositori.usu.ac.id/handle/123456789/12730
dc.description160521087en_US
dc.description.abstractPenelitian ini bertujuan untuk mengetahui perbedaan tingkat kesehatan antara Bank BUMN, Bank Swasta, dan Bank Umum Syariah dengan metode Risk Based Bank Rating periode 2015-2017. Penelitian ini bersifat komparatif dan jenis data yang digunakan adalah data kuantitatif yang diperoleh dari laporan tahunan perbankan. Variabel penelitian terdiri dari Loan to Deposit Ratio, Non Performing Loan, Good Corporate Governance, Return on Assets, Beban Operasional terhadap Pendapatan Operasional, dan Capital Adequacy Ratio. Populasi penelitian ini adalah Bank BUMN, Bank Swasta, dan Bank Umum Syariah di Indonesia yang menyediakan laporan tahunan dan laporan tata kelola perusahaan periode 2015-2017. Jumlah sampel sebanyak 40 Bank yang terdiri dari 4 Bank BUMN, 26 Bank Swasta, dan 10 Bank Umum Syariah. Teknik analisis data yang digunakan adalah analisis statistik deskriptif dan statistik inferensial yang terdiri dari uji normalitas dan uji hipotesis. Hasil uji hipotesis dengan menggunakan Kruskall-Wallis test yang menunjukkan bahwa terdapat perbedaan yang signifikan pada variabel Non Performing Loan, Return on Assets, Beban Operasional terhadap Pendapatan Operasional, dan Capital Adequacy Ratio. Sedangkan variabel Loan to Deposit Ratio dan Good Corporate Governance tidak terdapat perbedaan yang signifikan terhadap tingkat kesehatan Bank BUMN, Bank Swasta, dan Bank Umum Syariah.en_US
dc.description.abstractThis research aims to determine of bank soundness between State-Owned Banks, Private Banks, and Islamic Commercial Banks using Risk-Based Bank Rating method periode 2015-2017. This research is a comparative and the type of data used is quantitative data taken, from annual banking reports. Research variables consist of Loan to Deposit Ratio, Non Performing Loan, Good Corporate Governance, Return on Assets, Operating Expenses on Operating Income, and Capital Adequacy Ratio. The population of this research are Banks that provide annual reports and corporate governance reports for the 2015-2017 period. The samples size of this research are 40 Banks consisting of 4 Stated-Owned Bank, 26 Private Banks, and 10 Islamic Commercial Banks. Data analysis techniques are descriptive statistical analysisi and inferential statistical analysis consisting of normality test and hypothesis test. The result shows that there are significant differences in the variables of Non Performing Loan, Return on Assets, Operating Expenses on Operating Income, and Capital Adequacy Ratio. While the variables Loan to Deposit Ratio and Good Corporate Governance there are no significant differences in the level of soundness of State-Owned Banks, Private Banks, and Islamic Commercial Banks.en_US
dc.language.isoiden_US
dc.publisherUniversitas Sumatera Utaraen_US
dc.subjectTingkat Kesehatan Banken_US
dc.subjectRisk Based Bank Ratingen_US
dc.subjectProfil Risikoen_US
dc.subjectTata Kelola Perusahaanen_US
dc.subjectRentabilitasen_US
dc.subjectPermodalanen_US
dc.titleAnalisis Tingkat Kesehatan Bank dengan Metode Risk-Based Bank Rating pada Industri Perbankan di Indonesiaen_US
dc.typeSkripsi Sarjanaen_US


Files in this item

Thumbnail

This item appears in the following Collection(s)

Show simple item record