Pengaruh Financial Literacy, Financial Attitude dan Locus of Control terhadap Financial Behavior pada Karyawan di MNC Finance Medan

Abstract

The aim of this research is to analyze financial behavior, such as financial literacy, financial attitude and locus of control among employees at MNC Finance Medan. The population is all employees of MNC Finance Medan. The population of this research was 150 people. Primary data collection was conducted with questionnaires measured using a Likert scale. Secondary data was obtained from direct observation and books related to research. The results of the data research show that financial literacy, financial attitude and locus of control simultaneously have a positive and significant effect on the financial behavior of employees at MNC Finance Medan. Through testing the coefficient of determination (R2), a value of 0.795 is obtained, which means there is a close relationship between financial literacy, financial attitude and locus of control on financial behavior among employees at MNC Finance Medan (79.5%). The results of the significance test results of the partial significance test state that financial literacy, financial attitude and locus of control have a positive and significant effect on the financial behavior of employees at MNC Finance.