Pengaruh Struktur Modal, Efisiensi Operasi, dan Pendapatan Non-Bunga Terhadap Profitabilitas Bank Bumn di Indonesia Periode 2014-2023

Abstract

The purpose of this research is to determine and analyze the effect of Capital Structure, Operation Efficiency, and Non-Interest Income on the Profitability of State-Own Banks in Indonesia for period 2014-2023. This type of research is an associative research, and the type of data used is quantitative data obtained from the annual financial statements of each company on the official website of each company and the Indonesia Stock Exchange during the research period. The population of this research is state-owned banks listed on the Indonesia Stock Exchange for the period 2014-2023. The sample in this research amounted to 4 (four) banks, with the sampling technique used was saturated sampling technique. The results of this research show that partially, capital structure has a positive and significant effect on profitability, operation efficiency has a negative and significant effect on profitability, and non-interest income has a negative and insignificant effect on profitability of state-owned banks in Indonesia.