Hubungan Literasi, Persepsi, dan Inklusi Keuangan Ekonomi Islam Terhadap Pilihan Keuangan Syariah Pada Generasi Muda di Kota Medan

Abstract

This study aims to explore the relationship between financial literacy, perception, and the financial inclusion of Islamic economics on the choice of Islamic finance among the youth in Medan City. Primary data was collected through questionnaires administered to respondents, with the population consisting of young individuals in Medan City within a defined age range. A sample of 100 respondents was surveyed. This study employs deskriptive analysis methods to indentify and describe the data. The analysis was conducted using Structural Equation Modeling-Partial Least Square (SEM-PLS) to examine the factors influencing the choice of Islamic finance. This research adopts a quantitative approach, analyzing the data statistically. The findings indicate that financial literacy does not have a significant positive relationship with the selection of Islamic finance. However, in contrast, both the perception of and financial inclusion in Islamic economics demonstrate a positive and statistically significant influence on the choice of Islamic finance among the youth in Medan City.