Analisis Rasio Keuangan Untuk Menilai Kinerja Keuangan Pada PT. Pegadaian (Persero).

Abstract

There are various types of state-owned companies in Indonesia that are engaged in various fields, one of which is PT. Pegadaian (Persero) . Pawnshops are companies that aim to overcome people who are in need of money so as not to take loans from land leeches or commonly said loan sharks where they provide relatively high interest. The company's financial performance can be interpreted as a form of the results of financial statements that have been analyzed to find out the results of the company's performance and assess the potential changes in the resources owned during a predetermined period. The main purpose of this research is to find out how the performance of PT. Pegadaian (Persero) based on the results of liquidity ratio, profitability ratio, activity ratio, and solvency ratio. The method used in this study is to use a descriptive approach with a qualitative approach with the data source used is secondary data and the data collection technique is based on records or financial statements that have been compiled in archives obtained and then analyzed using descriptive analysis using financial ratio analysis. The results of this study show that the company is in poor condition based on the ratio of liquidity, solvency, activity, and profitability.