Pengaruh Loan to Deposit Ratio, Capital Adequacy Ratio, Non Performing Loan dan Net Interest Margin Terhadap Return On Asset Pada Bank Yang Terdaftar Di Bursa Efek Indonesia Periode 2019-2023

Abstract

This study aims to analyze The Influence of Loan to Deposit, Capital Adequacy Ratio, Non Performing Loan And Interest Margin On Return On Asset in Banks listed on The Indonesia Stock Exchange for the period 2019-2023. This research uses a quantitative approach with an associative type of study. The data used are secondary data obtained from the companies annual financial reports. The population of this study consists of 43 companies, and based on sampling criteria, 40 companies were selected as the sample. The data analysis technique used is multiple linear regression with a panel data method and analyzed with the assistance of EViews. The results of this study indicate that, partially, Loan to Deposit Ratio has a positive and insignificant effect on Return On Asset, Capital Adequacy Ratio has a positive and insignificant effect on Return On Asset, Non Performing Loan has a negative and significant effect on Return On Asset and Net Interest Margin has a positive and significant effect on Return On Asset.