Faktor-Faktor Penentu Keberhasilan Administrasi Kredit pada PT. Bank BNI Universitas Sumatera Utara dalam Meminimalisir Kredit Bermasalah

Abstract

The purpose of this study is to determine the factors that influence the success of PT. Bank BNI Universitas Sumatera Utara's credit administration in reducing the number of non-performing loans. Effective credit administration is essential to ensure that credit is channeled to the right target and managed properly so that credit risk can be minimized. Non-performing loans are an important problem in the banking industry that can disrupt the financial stability and profitability of banks.