Pengaruh Financial Attitude, Financial Self Efficacy, dan Financial Socialization Agents Terhadap Pengelolaan Keuangan Pribadi pada Generasi Z di Kecamatan Medan Tuntungan Kota Medan

Abstract

The purpose of this study is to examine and analyze the influence of financial attitude, financial self-efficacy, and financial socialization agents on personal financial management among Generation Z in Medan Tuntungan District, Medan City. This research is a causal associative study that uses quantitative data. The population of the study consists of Generation Z individuals born between 1997 and 2007, aged 17 to 27 years, residing in Medan Tuntungan District, Medan City. The sample used in this study amounted to 97 respondents. The data analysis technique employed is multiple linear regression analysis. The results of this study show that financial attitude, financial self-efficacy, and financial socialization agents have a positive and significant effect on personal financial management among Generation Z in Medan Tuntungan District, Medan City.