Peran Aplikasi Qris dalam Keputusan Penggunaan Transaksi Non-Tunai pada Mahasiswa Fakultas Vokasi Universitas Sumatera Utara

Abstract

QRIS (Quick Response Code Indonesian Standard) has emerged as an integrated and practical solution for non-cash transactions. The urgency of this study lies in the need to understand the role of QRIS in influencing students’ decisions in choosing digital payment methods, considering that students are active technology users who can accelerate the adoption of digital financial systems. The purpose of this research is to analyze the role of the QRIS application in the decision to use non-cash transactions among students of the Vocational Faculty at Universitas Sumatera Utara. This study employed a descriptive qualitative approach using in-depth interview techniques involving 20 informants from various D3 study programs. The findings show that all informants use QRIS and feel safe, satisfied, and assisted in carrying out transactions. Students perceive QRIS as an easy-to-use and efficient application that aligns with their mobile lifestyle needs. The conclusion of this study is that QRIS plays an important role in shaping the decision to use non-cash transactions among students, in terms of ease of use, security, and user satisfaction.