Perbedaan Preferensi Risiko Investasi Ditinjau Dari Tipe Kepribadian Big Five

Abstract

This study aims to examine the differences in investment risk preferences based on the Big Five personality traits. Investment risk preferences are categorized into three groups: risk-averse, risk-neutral, and risk-seeking. The personality dimensions used in this study include agreeableness, conscientiousness, emotional stability, extraversion, and intellect. The study involved 144 respondents. The data were analyzed using the Chi-Square test with Monte Carlo simulation. The findings revealed a statistically significant difference between personality types and investment risk preferences, with a significance value of 0.004. Individuals with high agreeableness tended to prefer risk- averse investments, those with high conscientiousness also showed a strong inclination toward risk-averse choices, individuals with extraversion leaned toward risk-neutral preferences, emotional-stability selected risk-seek, while those with high intellect predominantly selected risk-averse investments.