Pengaruh Pendapatan, Literasi Keuangan dan Inklusi Keuangan Terhadap Minat Menabung di Bank Syariah Indonesia pada Masyarakat Kabupaten Langkat

Abstract

This study aims to determine and analyze the effect of income, financial literacy and financial inclusion on interest in saving at Bank Syariah Indonesia in Langkat Regency community. The population in this study is the entire community of Langkat Regency spread across 23 districts with a total population of 1,066,711 people. The sample in this study amounted to 100 people who live in Langkat Regency who already have an account and who do not have an account at Bank Syariah Indonesia with accidental sampling technique. Data collection using a questionnaire. Data analysis techniques in research using multiple linear regression analysis. The results of this study indicate that income, financial literacy and financial inclusion each have a positive and significant effect on interest in saving at Bank Syariah Indonesia in Langkat Regency Community.