Analisis Kinerja Keuangan Pada Pt Bank Central Asia Tbk. Yang Terdaftar Di Bursa Efek Indonesia Periode 2021-2024

Abstract

This study aims to analyze the financial performance of PT Bank Central Asia Tbk. (BCA) during the period 2021 to 2024 using a quantitative approach based on financial ratios. The three main ratios analyzed include the Quick Ratio as a liquidity indicator, Debt to Asset Ratio (DAR) as a solvency indicator, and Return on Assets (ROA) as a profitability indicator. The data used are annual financial reports obtained from the Indonesia Stock Exchange. The results of the analysis show that BCA's Quick Ratio has decreased every year but remains in the healthy category until 2024. The Debt to Asset Ratio shows a tendency to decrease the Debt to Asset Ratio, reflecting good debt management. Meanwhile, ROA shows an increasing trend, reflecting efficiency in utilizing assets to generate profits. The three ratios show that in general BCA has a healthy and stable financial performance in the period analyzed.