Analisis Tingkat Pendapatan, Ekspektasi Pendidikan Ketersediaan Bahan Baku dan Jumlah Tanggungan Keluarga Terhadap Tingkat Konsumsi dan Tabungan (Studi Kasus : Buruh Perkebunan Rakyat di Desa Gonting Malaha Kecamatan Bandar Pulau Kabupaten Asahan)

Abstract

This study aims to analyze the influence of income level, educational expectations, availability of raw materials, and number of family dependents on household consumption and savings levels among plantation laborers in Gonting Malaha Village, Bandar Pulau District, Asahan Regency. The research addresses issues stemming from the low and unstable income of rural communities, high family dependency burdens, and limited access to basic needs and education, which contribute to fluctuating consumption patterns and low household savings. A quantitative approach with a survey method was employed, involving 60 respondents selected through incidental sampling. Data were analyzed using multiple linear regression to determine the simultaneous and partial effects of each independent variable on consumption level, and simple linear regression to test the effect of consumption on household savings. The findings indicate that, partially, income and number of family dependents have a significant effect on consumption levels, while educational expectations have a significantly negative effect, and the availability of raw materials has no significant effect. Furthermore, the consumption level has a positive and significant impact on household savings.