Pengaruh Dana Pihak Ketiga, Bank Size, Capital Adequacy Ratio, Loan Deposit Ratio, dan Non Performing Loan terhadap Penyaluran Kredit

Abstract

This study was conducted to determine the effect of Third Party Fund, Bank Size, Capital Adequacy Ratio, Loan Deposit Ratio, and Non Performing Loan on kredit distribution in banking companies listed on the Indonesia Stock Exchange for the period 2021-2023. The type of this research is causality quantitative research. Data panel regression is done in this research using E-views software tools. The type of data used in this study is secondary data. The sample in this study amounted to 43 companies, with a total observed data of 129. The results of this study state that third party fund has a no significant effect on credit distribution. Bank size has a positive and significant effect on credit distribution. Capital adequacy ratio has a positive and significant effect on credit distribution. Loan deposit ratio has a positive and significant effect on credit distribution. Non performing loan has no significant effect credit distribution.