Pengaruh Faktor Sosial dan Ekonomi dalam Persepsi Petani Padi Sawah terhadap Asuransi Usahatani Padi di Desa Sei Beras Sekata Kecamatan Sunggal Kabupaten Deli Serdang

Abstract

This study aims to analyze the factors influencing farmers' perceptions of rice farming insurance using a logistic regression approach. The independent variables examined include age, education level, farming experience, land size, and income. A quantitative research method was employed, with data collected through questionnaires distributed to 38 rice farmers in Sei Beras Sekata Village, Sunggal Subdistrict, Deli Serdang Regency. The analysis results indicate that land size and income have a significant effect on farmers' perceptions of rice farming insurance (p < 0.05), while age, education level, and years of farming experience do not show a significant influence. The model's goodness-of-fit test using the Omnibus Test yielded a significance value of 0.043, indicating that the model is appropriate for use. Furthermore, the Hosmer and Lemeshow test resulted in a significance value of 0.975, suggesting that the model fits the data well. Based on these findings, it can be concluded that farmers' perceptions of rice farming insurance are more strongly influenced by economic factors, such as income and land size, rather than by individual characteristics of the farmers.