| dc.description.abstract | This study aimed to analyze the influence of the financial performance
of the bank as measured by CAR ratio, LDR, NIM, NPL, and ROA for bank
profitability as measured by ROA at commercial banks went public on the Stock
Exchange 2008-2012 period.
The data used in this study is secondary data in the form of a joint
pooling of data or time series data (2008-2012) and cross section (18 banks)
were obtained from commercial banks in the financial statements which have
been audited BEI from 2008-2012. The data analysis technique used is
quantitative descriptive analysis. Hypothesis testing is done by using the F-test
and t-test with 5% significance level α. To process and analyze the data,
researchers used a statistical program Eviews.
F-test results showed that the bank's financial performance as measured
by CAR, LDR, NIM, NPL, and ROA are jointly significant effect on the
probability as measured by ROA at commercial banks in IDX. T-test results
indicate that CAR is not significant and negative effect on ROA, LDR and no
significant negative effect on ROA, NIM positive and significant impact on
ROA, NPL and no significant negative effect on ROA, and ROA significantly
and negatively related to ROA. Adjusted R Square value in this study was 0.658
explains that the dependent variable ROA 65.8% can be explained by the
independent variables consisting of CAR, LDR, NIM, NPL, and ROA. While the
remaining 31.55% is explained by other factors not examined in this study . | en_US |
