Analisis Pengaruh Kenaikan Reserve Requirement Dan Tingkat Suku Bunga Kredit Terhadap Penerimaan Perbankan Di Sumatera Utara

Abstract

This paper reviews the inter-linkage between reserve requirement and the interest rate of credit towards acceptance of available banking in North Sumatera. reserve requirement will influence the interest rate of credit and it will causes the impact on acceptance of banking in North Sumatera. for sure that was needed by special attention to the policy of banking so that banking it was hoped eventually becomes the healthy and strong financial agency. This search used ordinary least square. methode. Data was proceeded by EViews 4.1 program. The result of estimation is that there is one way relationship between reserve requirement, the interest rate of credit and the acceptance of banking which is reserve requirement and interest rate of credit is the function of acceptance of banking. The result of estimation shows that there is significant and some is not significant. On the other word, reserve requirement and interest rate of credit causes the increase and decrease of the acceptance of banking.