Pengaruh Rentabilitas dan Solvabilitas terhadap Likuiditas pada Perusahaan Perbankan yang Go Public

Abstract

The purpose of this research is to analyze if rentability and solvability has an influence to liquidity either by partially or simultaneously terst. The rentability is represent by Return On Assets (ROA), Return On Equity (ROE), dan Operating Expense to Operating Income (OEOI), the solvability represent by Capital Adequacy Ratio (CAR) and likuidity represent by Loan to Deposit Ratio (LDR). This research is classified as causal research and replication from a former research. The population of this research is a banking company that listed in Indonesian Stock Exchange (IDX) with 31 company as a whole during 2005 to 2007. the data of this research are secondary data, which consist Return On Assets (ROA), Return On Equity (ROE) ,Operating Expense to Operating Income (OEOI) and Capital Adequacy Ratio (CAR) as independent variable; and Loan to Deposit Ratio (LDR) as dependent variable. The statistic method that’s the researcher used is multiple regression analysis and model has been tested in classic assumptions. The result indicated that partially ROE and OEOI significantly influence LDR. Otherwise, ROA and CAR not significantly influence LDR. Simultaneously ROA, ROE, OEOI, and CAR not significantly influence LDR. All of this result are tested in the confidence level of 95%