| dc.description.abstract | Problem Formulation in this study is to analyze how the development trend of
expansion of investment credit, working capital credit and commercial credit at Bank
of North Sumatra and analyzes how the credits affects interest income of Bank of
North Sumatra. The purpose of this study was to analyze the development trend of
expansion of investment credit, working capital credit , and commercial credit at
Bank of North Sumatra and analyze the influence of investment credit, working
capital credit and commercial credit on interest income of Bank of North Sumatra.
The hypothesis in this study is that there is the influence of investment credit,
working capital credit, and commercial credit on interest income of the bank of North
Sumatera.
Collection of secondary data using the method of documentation or written
material obtained from various sources such as books, journals, government
regulations and documents regarding the credit Bank of North Sumatra, Annual
report and financial statements that have been there before. The method of analysis
used descriptive analysis trend analysis, and multiple linear analysis.
On the results of data analysis indicate that the expansion of investment
credit, commercial credit and working capital credit to move up (upward trend) with
different rise. And the hypothesis of the study results showed that simultaneous
investment credit, working capitalcredit , and commercial credit affect the bank's
interest income of North Sumatra. Partial test showed that commercial credit is a
credit has the most significant effect on interest income, followed by working capital
credit and investmen credit. | en_US |
