Pengaruh Debt To Equity Ratio Dan Return On Equity terhadap Keputusan Pemberian Kredit pada Pt. Bank Mandiri Tbk.Cabang Lhokseumawe Merdeka

Abstract

This research has a pupose to knowing that debt to equity ratio and return on equity have an effect to credit loan decission on PT. Bank Mandiri Tbk Cabang Lhoksumawe Merdeka..The population in this research is all debitor that have credit pacility from Bank Mandiri Cabang Lhoksumawe Merdeka and propose last financial report especially 2007-2009. After were selected by using purposive sampling tehnic. The sampel that is gotten is 30 debitor that will be used in this research. Kinds of data used is secondary data. Analyzes model that is used is multiple regression. Classic assumption tests that is used is normality test, multicolinearity test and heterocedastisity test. Hypothesis test that being used were F-test, t-test and Adjusted R square. The result of this research show that debt to equity ratio and return on equity have simultant effect to credit loan decision. debt to equity ratio ratio have parsial effect to credit loan decision. Return on equity have no parsial effect to credit loan decision.