| dc.description.abstract | The objectives of this research is to find out the
factors which influencing the insurer obligation concerning
fire insurance claims, in the municipality of Semarang,
including the law base or another rules which has interlaced
with fire insurance. This research carried out because under
certain conditions, in the event of an incident causing a
loss or damage to’ the property insured, the company is
not obliged to indemnify the claim. ‘In that case a
comprehensive analysis including a juridical one should be
carried out.
This research is a juridical normative and descriptive
research which as carried out by analysing and reading books
as well as scientific paper such as seminars, simposium and
also analysing the available fire insurance regulation which
are known as library study. Besides the library research,
field research is also done through interviews. ‘The
interviews are the Insurance Managers from 12 (twelve)
differents fire insurance. Questionaires are also drawn from
Insurance Manager and from 60 ( sixty ) policyholder in the
municipality of Semarang.
In the juridical analysis it can be concluded that the
implementation of the obligation concerning fire insurance
claims, in the municipality of Semarang is influenced — by
many factors. This might be caused by the fact that the
policyholder is not well versed in the policy conditions,
covering his rights and obligation as a policyholder at the
time he takes an insurance contract, as well as at the time
when an event occurs on his property insured.
In fact, that the rules governing the fire insurance
claims is now regarded to be already out of date, so as to
give many possibilities for deviations in its implementation,
as these regulation do not meet the needs and conditions of
the community today.
In order to anticipate, many revisions and amendments
should be made in the field of fire insurance, so that the
common people appreciate more its benefits and supports it,
for the continuation and acceleration of national
construction now under way | en_US |
