Program Study of D-III Financial
Recent Submissions
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Analisis Efektivitas Penggunaan Sistem Qris (Quick Response Code Indonesian Standard) pada Umkm di Kota Medan yang Mempengaruhi Tingkat Konsumsi Masyarakat
(Universitas Sumatera Utara, 2025)This study aims to analyze the effectiveness of the QRIS (Quick Response Code Indonesian Standard) system used by Micro, Small, and Medium Enterprises (MSMEs) in Medan City and its influence on consumer spending behavior. ... -
Pengaruh Literasi Keuangan dan Finansial Technology Terhadap Perilaku Keuangan Pribadi Mahasiswa D4 Perbankan Keuangan Fakultas Vokasi Universitas Sumatera Utara
(Universitas Sumatera Utara, 2025)This research examines the influence of financial literacy and financial technology (fintech) on the personal financial behavior of D4 Financial Banking students at the Vocational Faculty of the University of North Sumatra. ... -
Analisis Pengaruh Kemudahan Penggunaan Fintech Terhadap Keputusan Mahasiswa Fakultas Vokasi Universitas Sumatera Utara dalam Menggunakan Aplikasi Dana
(Universitas Sumatera Utara, 2025)The development of financial technology (fintech) in Indonesia is growing rapidly, particularly in digital wallet services like DANA, which is widely used by students due to its convenience. This study aims to determine ... -
Analisis Efesiensi dan Efektivitas Keuangan Daerah Kabupaten Nias Tahun 2021-2024
(Universitas Sumatera Utara, 2025)Effective and efficient regional financial management is a key factor in improving public welfare and the quality of regional development. Nias Regency faces challenges in achieving efficiency and effectiveness in financial ... -
Analisis Efisiensi Pengeluaran Kas Daerah dalam Menunjang Program Prioritas Kota Medan 2021-2023
(Universitas Sumatera Utara, 2025)This study aims to analyze the efficiency of regional cash expenditures by the Medan City Government in supporting the implementation of priority programs during the 2021–2023 period. Spending efficiency is assessed ... -
Analisis Laporan Keuangan untuk Mengukur Kinerja Keuangan berdasarkan Rasio Profitabilitas pada PT. Bank Mandiri Tbk Periode 2022-2024
(Universitas Sumatera Utara, 2025)This study aims to analyze the financial performance of PT Bank Mandiri Tbk during the 2022–2024 period using profitability ratios, including Net Profit Margin (NPM), Return on Assets (ROA), and Return on Equity (ROE). The ... -
Analisis Laporan Keuangan untuk Mengukur Kinerja Keuangan berdasarkan Rasio Profitabilitas pada PT Bank Central Asia Tbk Tahun 2022-2024
(Universitas Sumatera Utara, 2025)This study aims to analyze the financial performance of PT Bank Central Asia Tbk (BCA) in 2022 to 2024 through profitability ratios. The data used in this study were obtained from annual reports accessed through the official ... -
Analisis Prosedur Pengelolaan Keuangan Yang Transparansi Dan Akuntabel Dengan Aplikasi Sistem Informasi Pemerintahan Daerah (SIPD) Pada Satuan Kerja Biro Hukum SETDAPROVSU Tahun Anggaran 2024
(Universitas Sumatera Utara, 2025)The Local Government Information System (SIPD) is an innovation published by the Ministry of Home Affairs and entered into force on September 27, 2019, The purpose of this research is to analyze financial management ... -
Analisis Pengaruh Kemudahan Penggunaan dan Promosi Cashback terhadap Minat Penggunaan Ulang Pembayaran Elektronik ShopeePay Pada Mahasiswa Fakultas Vokasi
(Universitas Sumatra Utara, 2025)The advancement of digital technology has significantly transformed consumer behavior in financial transactions, including among university students who increasingly use electronic payment systems like ShopeePay. This ... -
Strategi Pengelolaan SDM Dalam Meningkatkan Kinerja Karyawan di PT Perkebunan Nusantara IV Regional 2 pada Sub Bagian Retail
(Universitas Sumatera Utara, 2025)The research results show that the HR management strategies implemented include regular training, incentives based on performance, an open communication approach between superiors and subordinates, and job rotation aimed ... -
Analisis Kinerja Keuangan dan Kesehatan Bank dengan Menggunakan Metose Risk Profile, Good Corporate Governen, Earning and Capital (RGEC) pada Bank Jago Periode 2020-2024
(Universitas Sumatra Utara, 2025)This study aims to analyze the financial health of PT Bank Jago Tbk for the period 2020 to 2024 using the RGEC method, which consists of four main components: Risk Profile, Good Corporate Governance (GCG), Earnings, ... -
Analisis Pengaruh Modal Kerja terhadap Net Profit Margin (Studi Kasus pada Perusahaan Industri Barang Konsumsi Sub Sektor Makanan dan Minuman yang Terdaftar di Bursa Efek Indonesia pada Tahun 2020-2023
(Universitas Sumatera Utara, 2025)This study aims to assess the impact of working capital on the Net Profit Margin (NPM) of food and beverage sub-sector companies listed on the Indonesia Stock Exchange (IDX) during the 2020–2023 period. The working capital ... -
Analisis Kinerja Keuangan Pada Pt Bank Central Asia Tbk. Yang Terdaftar Di Bursa Efek Indonesia Periode 2021-2024
(Universitas Sumatera Utara, 2025)This study aims to analyze the financial performance of PT Bank Central Asia Tbk. (BCA) during the period 2021 to 2024 using a quantitative approach based on financial ratios. The three main ratios analyzed include the ... -
Pengaruh Persepsi Kemudahan dan Persepsi Kegunaan terhadap Penggunaan Mobile Banking Studi pada Mahasiswa D3 Keuangan Fakultas Vokasi
(Universitas Sumatera Utara, 2025)Mobile banking is one of the digital innovations in the banking sector designed to simplify financial activities. However, its utilization among university students remains relatively low. This study aims to determine the ... -
Pengaruh Media Sosial dan Pengetahuan Saham terhadap Pengambilan Keputusan Berinvestasi pada Mahasiswa Prodi D3 Keuangan Fakultas Vokasi Universitas Sumatera Utara
(Universitas Sumatera Utara, 2025)This research was conducted based on the results of a preliminary survey, which showed that the research problem lies in the low number of students who invest and the limited use of social media to seek information about ... -
Analisis Efektivitas Penggunaan QRIS melalui E-Wallet terhadap Penjualan Fore Coffee
(Universitas Sumatera Utara, 2025)Fore Coffee is one of the business actors in the FnB sector that has implemented a cashless payment system using QRIS through e-wallets as a whole. This implementation is expected to increase the effectiveness of ... -
Minat Mahasiswa di Kota Medan terhadap Investasi Emas Digital
(Universitas Sumatera Utara, 2025)Advances in financial technology have encouraged the emergence of various forms of digital investment, one of which is digital gold which is now increasingly in demand by young people. This study aims to evaluate the ... -
Pengaruh Persepsi Kemudahan Penggunaan Shopeepay terhadap Minat Belanja Online Mahasiswa Fakultas Vokasi Universitas Sumatera Utara
(Universitas Sumatera Utara, 2025)The development of digital technology has encouraged the emergence of various electronic payment methods, one of which is the ShopeePay digital wallet. This study aims to determine the effect of perceived ease of use on ... -
Pengaruh Tingkat Literasi Keuangan Dan Persepsi Kemanfaatan Terhadap Keputusan Generasi Z Dalam Menggunakan QRIS Pada Mahasiswa D-III Fakultas Vokasi Universitas Sumatera Utara
(Universitas Sumatera Utara, 2025)This study aims to analyze the Influence of Financial Literacy, Perception of Usefulness on Generation Z's Decision in Using QRIS in D-III Students of the Vocational Faculty of the University of North Sumatra. This ... -
Pengaruh Kemudahan Aplikasi DANA terhadap Loyalitas Pengguna E-Wallet DANA di Kalangan Mahasiswa Vokasi Universitas Sumatera Utara
(Universitas Sumatera Utara, 2025)This study aims to analyze the influence of the ease of service features on user loyalty of the DANA e-wallet among vocational students in the D3 Finance Study Program. The benefits of this research are expected to provide ...
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