Program Study of D-III Financial
Recent Submissions
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Pengaruh Persepsi Kemudahan dan Persepsi Kegunaan terhadap Penggunaan Mobile Banking Studi pada Mahasiswa D3 Keuangan Fakultas Vokasi
(Universitas Sumatera Utara, 2025)Mobile banking is one of the digital innovations in the banking sector designed to simplify financial activities. However, its utilization among university students remains relatively low. This study aims to determine the ... -
Pengaruh Media Sosial dan Pengetahuan Saham terhadap Pengambilan Keputusan Berinvestasi pada Mahasiswa Prodi D3 Keuangan Fakultas Vokasi Universitas Sumatera Utara
(Universitas Sumatera Utara, 2025)This research was conducted based on the results of a preliminary survey, which showed that the research problem lies in the low number of students who invest and the limited use of social media to seek information about ... -
Analisis Efektivitas Penggunaan QRIS melalui E-Wallet terhadap Penjualan Fore Coffee
(Universitas Sumatera Utara, 2025)Fore Coffee is one of the business actors in the FnB sector that has implemented a cashless payment system using QRIS through e-wallets as a whole. This implementation is expected to increase the effectiveness of ... -
Minat Mahasiswa di Kota Medan terhadap Investasi Emas Digital
(Universitas Sumatera Utara, 2025)Advances in financial technology have encouraged the emergence of various forms of digital investment, one of which is digital gold which is now increasingly in demand by young people. This study aims to evaluate the ... -
Pengaruh Persepsi Kemudahan Penggunaan Shopeepay terhadap Minat Belanja Online Mahasiswa Fakultas Vokasi Universitas Sumatera Utara
(Universitas Sumatera Utara, 2025)The development of digital technology has encouraged the emergence of various electronic payment methods, one of which is the ShopeePay digital wallet. This study aims to determine the effect of perceived ease of use on ... -
Pengaruh Tingkat Literasi Keuangan Dan Persepsi Kemanfaatan Terhadap Keputusan Generasi Z Dalam Menggunakan QRIS Pada Mahasiswa D-III Fakultas Vokasi Universitas Sumatera Utara
(Universitas Sumatera Utara, 2025)This study aims to analyze the Influence of Financial Literacy, Perception of Usefulness on Generation Z's Decision in Using QRIS in D-III Students of the Vocational Faculty of the University of North Sumatra. This ... -
Pengaruh Kemudahan Aplikasi DANA terhadap Loyalitas Pengguna E-Wallet DANA di Kalangan Mahasiswa Vokasi Universitas Sumatera Utara
(Universitas Sumatera Utara, 2025)This study aims to analyze the influence of the ease of service features on user loyalty of the DANA e-wallet among vocational students in the D3 Finance Study Program. The benefits of this research are expected to provide ... -
Pengaruh Kualitas Layanan Aplikasi ShopeePay terhadap Kepuasan Konsumen pada Mahasiswa D-III Keuangan Fakultas Vokasi Universitas Sumatera Utara
(Universitas Sumatera Utara, 2025)This study analyzes the effect of the quality of ShopeePay application services on consumer satisfaction in D-III Finance students of the Vocational Faculty of the University of North Sumatra. Research problems arise due ... -
Pengaruh Literasi Keuangan dan Financial Experience Terhadap Penggunaan SPayLater pada Mahasiswa D-III Keuangan Universitas Sumatera Utara
(Universitas Sumatera Utara, 2025)The development of digital technology has driven significant changes in financial behavior, including among university students. One of the innovations that is increasingly used is paylater services, such as Shopee’s ... -
Peran Aplikasi Qris dalam Keputusan Penggunaan Transaksi Non-Tunai pada Mahasiswa Fakultas Vokasi Universitas Sumatera Utara
(Universitas Sumatera Utara, 2025)QRIS (Quick Response Code Indonesian Standard) has emerged as an integrated and practical solution for non-cash transactions. The urgency of this study lies in the need to understand the role of QRIS in influencing ... -
Pengaruh Fintech Terhadap Perilaku Manajemen Keuangan di Kalangan Masyarakat Kota Medan
(Universitas Sumatera Utara, 2025)The background of this study is based on the increasingly rapid development of digital technology, including in the financial sector, which provides convenience for people to access financial services quickly and practically. ... -
Analisis Rasio Efektivitas dan Efesiensi Keuangan Daerah Pemda Kota Pematangsiantar Tahun 2018 - 2024
(Universitas Sumatera Utara, 2025)This research analyzes the financial performance of the Pematangsiantar City Regional Government during the 2018-2024 period. The background of the problem indicates that Pematangsiantar City experienced budgetary ... -
Pengaruh Penggunaan Diskon Gopay Pada Perilaku Pengeluaran Transportasi Mahasiswa Program Studi D-III Keuangan Fakultas Vokasi USU
(Universitas Sumatera Utara, 2025)This study was conducted based on the results of a pre-survey, where the results of the pre-survey showed research problems on the widespread use of GoPay as a method of transaction in transportation based on discounts for ... -
Pengaruh Tingkat Suku Bunga dan Kualitas Pelayanan Terhadap Pengambilan Keputusan Kredit Usaha Rakyat (KUR) pada PT. BPR Pijer Podi Kekelengen Cabang Simpang Selayang
(Universitas Sumatera Utara, 2025)Economic imbalances in recent years have made it difficult for small-scale business actors to grow and sustain their operations. To address this challenge, the government introduced the People's Business Credit (KUR) program ... -
Pengaruh Financial Knowledge dan Elemen Utaut Terhadap Penggunaan Shopee Paylater: Studi Kasus Mahasiswa Fakultas Vokasi Universitas Sumatera Utara
(Universitas Sumatera Utara, 2025)This study aims to analyze the influence of Financial knowledge and elements of the Unified Theory of Acceptance and Use of Technology (UTAUT) on the use of Shopee PayLater among Vocational Faculty students, University of ... -
Pengaruh Kemudahan Transaksi dan Promosi Cashback Terhadap Minat Penggunaan Seabank pada Mahasiswa D4 Perbankan dan Keuangan Fakultas Vokasi Universitas Sumatera Utara
(Universitas Sumatera Utara, 2025)Digital banks such as SeaBank have emerged as a form of innovation in the digitization of banking services offering practical services and attractive promotions, including cashback programs which are the main attraction ... -
Analisis Kinerja Keuangan PT Garuda Indonesia (Persero), Tbk Dengan Menggunakan Rasio Profitabilitas, Rasio Likuiditas dan Rasio Solvabilitas Tahun 2020-2024
(Universitas Sumatera Utara, 2025)Menganalisis kinerja keuangan merupakan hal penting bagi pihak internal maupun eksternal perusahaan dalam mengambil sikap, tindakan dan keputusan terhadap perusahaan. Hal tersebut dikarenakan dengan menganalisis kinerja ... -
Dampak Penggunaan Dompet Digital Shopeepay Terhadap Perilaku Konsumtif Mahasiswa D4 Perbankan dan Keuangan Fakultas Vokasi Universitas Sumatera Utara
(Universitas Sumatera Utara, 2025)The development of digital financial technology, particularly digital wallets (e-wallets), has influenced consumer behavior, especially among university students. This study aims to analyze the impact of ShopeePay usage ... -
Pengaruh Flash Sale di E-Commerce Shopee Terhadap Perilaku Impulse Buying pada MahasiswaD3 Keuangan Fakultas Vokasi
(Universitas Sumatera Utara, 2025)Thisstudy aims to determine the effect of flash sales in e-commerce shopee on impulse buying behavior in D3 Finance students of the Faculty of Vocational. In this study using quantitative methods, to see the effect between ... -
Pengaruh Persepsi Kemudahan dan Fitur Layanan Terhadap Penggunaan Mobile Banking Brimo pada Mahasiswa Vokasi Universitas Sumatera Utara
(Universitas Sumatera Utara, 2025)The development of digital technology in the banking sector has encouraged the emergence of mobile banking services that are increasingly in demand, especially by the younger generation such as students. One of the ...
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