Aksesibilitas Petani terhadap Lembaga Keuangan (Studi Kasus: Desa Perpanden, Kecamatan Kutalimbaru, Kabupaten Deli Serdang)

Abstract

The purpose of this study is to identify how access to financial institutions is in Perpanden Village, Kutalimbaru District, Deli Serdang Regency, as well as to identify the structure and sources of farmers' capital. The research location was chosen purposively with certain considerations, including respondents aged 23-65 years with a total of 43 respondents. The research method uses descriptive analysis and score analysis. Results Based on the research, it was found that the capital structure of the respondent farmers were independent, independent and borrowed from CU, borrowed from CU, and borrowed from middlemen. Sources and types of financial institution capital for respondents' farming in Perpanden Village, Kutalimbaru District, DeliSerdang Regency are from informal and formal institutional sources of capital. The sources of capital from informal institutions are middlemen. Meanwhile, the formal institution is from the Perpanden Village CU. Farmers accessibility to financial institutions in Perpanden Village with a score of 7.14 which means high accessibility.