Analisis Juridis Likuidasi Bank Di Indonesia (Studi Kasus di Kota Medan)

Abstract

The research is conducted at Bank of Indonesia located at Medan Municipility, in Medan Court, North Sumatra Province. Data analysis uses normative-qualitative based on positive law rules and principles finding and law sincronization as well as respondent's statements presented in the fonn of description. The property of characteritics of bank and the defenition of an endangering situation for bank is contradictive with the unadequacy capital for the requirement of bankruptcy statement. That why, bankruptcy institution can not be prevailed for the bank and the prevailation of bankruptcy for the the banks having problems can only emerge uncertainty law and social gap. And giving authority only for Bank Indonesia in proporsing bankruptcy statement toward bank, is intended to udjust with banking system available and if the bank is liquidated since 1998 up to the present time, than all custumers' deposit in bank will be paid through blanket guarantee. It is suggested that bankruptcy can not be forced toward bank. And forming od new bankruptcy acts can be eliminated or if it is depended, than it is necessary to to add new verse as well as the existence of balanket guarantee has been exchanged with Deposit Protection Institution.