| dc.description.abstract | This study aims to determine the effect of investor sentiment on bank
stability in Indonesia. With indications of bank stability measurements are zscore,
credit growth, non-performing loans, and non-performing loans. The indications
of investor sentiment measurement are investor sentiment in the previous period,
credit growth, deposit growth, and total credit in the previous period.
This research is a type of quantitative descriptive research. The regression
used in this study is two-stage least square (2SLS) regression. The data used is
secondary data with a population of 46 commercial banks listed on the Indonesia
Stock Exchange. The objects selected were 40 banks that consistently published
annual financial reports during the 2018-2022 period.
The results showed that simultaneously investor sentiment in the previous
period affects bank stability. However, partially, the results show that the negative
and insignificant influence between investor sentiment on zscore, credit growth,
non-performing loans, and non-performing loans. Indications of credit growth
have a negative and insignificant effect on zscore. However, credit growth has a
negative but significant effect on non-performing loans. Likewise, indications of
credit growth have a positive and insignificant effect on non-performing loans.
The indication of deposit growth and total credit in the previous period has a
positive and significant effect on the indication of credit growth. | en_US |