Perceived Usefulness (Persepsi Kegunaan) dan Perceived Ease of Use (Persepsi Kemudahan) pada E-Payment sebagai Bentuk Gaya Hidup Wanita Paruh Baya di Kota Medan

Abstract

E-payment is a representative of all non-cash payments, which is also defined as electronic payment transactions between buyers and sellers using savings accounts via the Internet or electronic network. The type of research used in this research is quantitative research methods. Respondents are middle-aged women aged 40- 60 years and use e-payment. E-payment can provide convenience in transactions, this is due to the ease of using e-payment which is efficient, fast, safe, and comfortable. Side by side, e-payment also influences its users. So in this study, the researcher chose to look at this influence using the variables of perceived usefulness and perceived ease of use. The results of this research are that the variable perceived usefulness has a positive and significant influence on lifestyle, whereas the variable perceived ease of use does not have a positive and significant influence on lifestyle.