Faktor-Faktor yang Mempengaruhi Kinerja Perbankan dengan Dana Pihak Ketiga Sebagai Variabel Moderating pada Perusahaan Perbankan yang Terdaftar di Bursa Efek Indonesia

Abstract

This study aims to analyze the factors that affect banking performance in banking companies listed on the Indonesia Stock Exchange for the period 2007-2018. The population of this study is all banking companies listed on the IDX during 2007- 2018 with a research sample of 22 banking companies listed on the Indonesian Stock Exchange. Indonesia Stock Exchange during 2007 – 2018. The number of observations used is 264 observations. The type of data used is secondary data and the hypothesis testing used is panel data regression analysis with multiple linear regression test and interaction moderation test with the help of Eviews software. The results showed that: (1) CAR had a significant negative effect on banking performance, (2) Firm size had an insignificant negative effect on banking performance, (3) NPL had a significant negative effect on banking performance, (4) LDR had an insignificant positive effect on performance. banking, (5) LAR has an insignificant negative effect on banking performance, (6) OEOI has a significant negative effect on banking performance, (7) CAR, company size, NPL, LDR, LAR, and OEOI simultaneously have a significant effect on banking performance, (8) Third party funds cannot moderate the relationship between CAR and banking performance, (9) Third party funds cannot moderate the relationship between firm size and banking performance, (10) Third party funds cannot moderate the relationship between NPL and banking performance, ( 11) Third party funds are unable to moderate the relationship between LDR and banking performance, (12) P . funds third parties are able to moderate the relationship between LAR and banking performance, (13) Third party funds are not able to moderate the relationship between OEOI and banking performance.