Pengaruh Jumlah Penghimpunan Dana Bank, Suku Bunga Kredit Modal Kerja, dan Inflasi terhadap Penyaluran Kredit Modal Kerja pada Bank Pembangunan Daerah

Abstract

This research aims to determine the effect of the amount of bank funds collected, working capital credit interest rates, and inflation on working capital credit distribution at Regional Development Banks. This type of research is associative research with a quantitative approach. The type of data used in this research is secondary data in the form of data on the amount of bank funds collected, working capital credit interest rates, and inflation on working capital credit distribution of Regional Development Banks in Indonesia. The analysis technique used is panel data regression using E-Views. The results of this research show that the amount of bank funds collected has a positive and significant effect on the distribution of working capital credit at Regional Development Banks. Working capital credit interest rates have a negative and significant effect on working capital credit distribution at Regional Development Banks. Inflation has a positive and significant effect on working capital credit distribution at Regional Development Banks. The amount of bank funds collected, working capital credit interest rates, and inflation have a positive and significant effect on working capital credit distribution at Regional Development Banks.