Analisis pengaruh Inklusi Keuangan terhadap Ketimpangan Pendapatan di Indonesia

Abstract

This study aims to determine the effect of financial inclusion index, human development index, foreign investment and domestic investment, on income inequality in 33 provinces in Indonesia. The method used in this study is dynamic panel data with Generelized Method of Moments (GMM). The type of data used is secondary data obtained from the Central Bureau of Statistics (BPS) and the Financial Services Authority (OJK). The variables used in this study are financial inclusion index (IIK), human development index (HDI), foreign investment (FDI) and domestic investment (DDI) as independent variables, and income inequality variable as the dependent variable. The results show that the financial inclusion index (IIK) and human development index (HDI) variables have a negative influence on income inequality, while foreign direct investment (FDI), domestic direct investment (DDI) and income inequality lag have a positive influence on income inequality.