Analisis Pengaruh Modal Bank, Disiplin Pasar dan Nilai Waralaba Terhadap Risiko Bank Go Public di Indonesia

Abstract

This study aims to determine the Analysis of the Effect of Bank Capital, Market Discipline and Charter Value on the Risk of Go Public Banks in Indonesia. With an indication of the measurement of bank risk is total risk, systematic risk and idiosyncratic risk. The indication of bank capital measurement is car. And indications of market discipline and charter value. This research is a type of quantitative descriptive research. The regression used in this study is panel data regression. The data used is secondary data with a population of 47 commercial banks listed on the Indonesia Stock Exchange. The objects selected were 37 banks that consistently published annual financial reports during the 2018-2022 period. The results showed that car has a positive and insignificant effect on total risk, systematic risk and idiosyncratic risk. Market discipline has a positive and insignificant effect on total risk and idiosyncratic risk. However, market discipline has a negative and insignificant effect on systematic risk. Charter value has a positive and insignificant effect on total risk and idiosyncratic risk. However, charter value has a negative and insignificant effect on systematic risk.