Pengaruh Tingkat Pendapatan Tingkat Suku Bunga dan Nilai Tukar Terhadap Permintaan Deposito Berjangka pada Bank Umum Konvesional di Indonesia

Abstract

This study aims to determine the effect of income level, interest rate level, and exchange rate on the demand for term deposits at Conventional Commercial Banks in Indonesia. The type of data in this study is quantitative data in the form of numbers explaining the variables studied in the form of data on the amount of income, interest rate, and exchange rate on the demand for time deposits at Conventional Commercial Banks in Indonesia. This study aims to explain the phenomenon in the form of relationships between variables, regarding the influence and causal relationship between independent variables and dependent variables. The data analysis technique used is multiple linear regression using SPSS. The results of this study based on the t-test show that the income level variable has no significant effect, the interest rate variable has a significant effect and the exchange rate variable has a significant effect. And the results of the f test show that overall the variable (x) has no significant effect on the demand for time deposits.