Pengaruh Rentabilitas, Kredit Macet, Ukuran Perusahaan, Likuiditas, Dan Profitabilitas Terhadap Rasio Kecukupan Modal Pada Analisis Data Panel pada Perusahaan Perbankan yang Terdaftar di Bursa Efek Indonesia pada Tahun 2019 – 2023

Abstract

This study aims to determine and analyze the effect of business risk, working capital, sales growth, and interest coverage ratio on profitability in property and real estate companies listed on the Indonesia Stock Exchange. This type of research is causal associative with the approach used is quantitative. The type of data used is secondary data obtained from the financial statements of banking companies for the period 2019-2023 from the Indonesia Stock Exchange. This study used a population of 47 companies with sampling using purposive sampling technique so that a sample of 17 companies was selected with a total of 85 research observations. The data analysis technique used is descriptive statistical analysis, classical assumption test, panel data regression test, and hypothesis testing. The results of this study prove that partially, profitability has a positive and significant effect on capital adequacy ratio, non-performing loans have a positive and significant effect on capital adequacy ratio, firm size has no effect on capital adequacy ratio, liquidity has no effect on capital adequacy ratio and profitability has a positive and significant effect on capital adequacy ratio in banking companies listed on the Indonesia Stock Exchange in 2019-2023. Simultaneously rentability, non-performing loans, firm size, liquidity, and profitability affect the capital adequacy ratio in banking companies listed on the Indonesia Stock Exchange in 2019-2023.