Analisis Profitabilitas Bank Umum Syariah yang Terdaftar di Pasar Modal Indonesia

Abstract

The purpose of this study is to determine the profitability of Islamic commercial banks listed on the Indonesian capital market through the Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), and Company Size values both simultaneously and partially. The data used in this study are secondary data obtained from each financial report of Indonesian Islamic Commercial Banks (BUS). The type of research used is quantitative descriptive. This study is a panel data study with a panel data regression analysis method conducted using the Eviews 12.0 software program. The results of the study indicate that the Capital Adequacy Ratio (CAR) and Financing to Deposit Ratio (FDR) variables partially have a significant negative effect on Return On Asset (ROA), while Company Size partially has a positive and significant effect on Return On Asset (ROA) at Islamic Commercial Banks listed on the Indonesian market..